In each card, look at the trick and example first; then open the mathematical explanation and try the tool when available.
Technique 1 / 18
Multiply by 11
The trick: Insert the sum of the digits between them, carrying if it exceeds 9.
Example: 53×11: 5+3=8, giving 583. 85×11: 8+5=13, giving 935.
(10a+b)11=100a+10(a+b)+b
Why does it work?
Because 11=10+1. The formula produces adjacent sums; any sum above 9 carries to the left.
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Technique 2 / 18
Squares ending in 5
The trick: Multiply the part before 5 by the next number; finish with 25.
Example: 85²: 8×9=72, giving 7225.
(10a+5)²=100a(a+1)+25
Why does it work?
Expanding gives 100a²+100a+25, so the leading part is a(a+1).
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Technique 3 / 18
Equidistant numbers
The trick: Find the center, then subtract the square of the offset.
Example: 48×52=50²−2²=2496. The same idea works around 10, 100 or 1000.
(m−d)(m+d)=m²−d²
Why does it work?
The mixed terms −md and +md cancel. A half-integer center also works.
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Technique 4 / 18
Same tens, complementary units
The trick: Compute a(a+1), followed by the two-digit product of the units.
Example: 83×87: 8×9=72 and 3×7=21, giving 7221. 61×69: 42 and 09, giving 4209.
(10a+b)(10a+10−b)=100a(a+1)+b(10−b)
Why does it work?
The leading part is a multiple of 100. The unit product is below 100 and occupies two positions, even if it starts with zero.
Technique 5 / 18
Near 100
The trick: Use offsets from 100 and normalize the two-digit tail.
Example: 97×96: 93 | 12 = 9312. 103×107: 110 | 21 = 11021.
(100+a)(100+b)=100(100+a+b)+ab
Why does it work?
The result is the left part times 100 plus the offset product. A negative or oversized tail needs borrowing or carrying.
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Technique 6 / 18
Near 1000
The trick: Use the same idea with a three-digit tail after normalization.
Example: 997×994: 991 | 018 = 991018. 998×997: 995 | 006 = 995006.
(1000+a)(1000+b)=1000(1000+a+b)+ab
Why does it work?
Divide ab by 1000 with a nonnegative remainder. The quotient adjusts the left part; the remainder always has three digits.
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Technique 7 / 18
Multiply by 99
The trick: Multiply by 100 and subtract the number.
Example: 47×99=4700−47=4653; for 999 use 1000n−n.
n(10^k−1)=10^k n−n
Why does it work?
99, 999 and 9999 are one below powers of ten.
Technique 8 / 18
Multiply by 101
The trick: Multiply by 100 and add the number.
Example: 53×101=5300+53=5353.
101n=100n+n
Why does it work?
Any apparent concatenation follows from addition; it is not an unconditional rule.
Technique 9 / 18
Multiply by 25
The trick: Multiply by 100 and divide by 4.
Example: 84×25=(84/4)×100=2100.
25n=100n/4
Why does it work?
25 is one quarter of 100. If n is not divisible by 4, multiply by 100 before dividing.
Technique 10 / 18
Multiply by 125
The trick: Multiply by 1000 and divide by 8.
Example: 48×125=(48/8)×1000=6000.
125n=1000n/8
Why does it work?
125 is one eighth of 1000.
Technique 11 / 18
Double and halve
The trick: Double one factor while halving the other.
Example: 25×48=50×24=100×12=1200; 16×75=8×150=4×300=1200.
ab=(2a)(b/2)
Why does it work?
The factors 2 and 1/2 cancel. Choose the direction that creates easier numbers.
Technique 12 / 18
Compensation
The trick: Round one factor and make a correction.
Example: 49×37=50×37−37=1813; 102×46=100×46+2×46=4692.
(A+d)b=Ab+db
Why does it work?
This is the distributive law applied to a number near a round one.
Technique 13 / 18
Squares near 100
The trick: Square the base, add twice the base times the offset, then square the offset.
Example: 104²=10000+800+16=10816; 96²=10000−800+16=9216.
(100+d)²=10000+200d+d²
Why does it work?
It follows from (a+b)²; d may be negative.
Technique 14 / 18
Difference of squares
The trick: Multiply the difference by the sum.
Example: 51²−49²=(51−49)(51+49)=2×100=200.
A²−B²=(A−B)(A+B)
Why does it work?
Expanding the product cancels the mixed terms.
Technique 15 / 18
Split and recombine
The trick: Factor or split into a sum, choosing the easier route.
Example: 37×24=37×(20+4)=740+148=888; or 37×(6×4).
a(b+c)=ab+ac; a(bc)=(ab)c
Why does it work?
Associativity and distributivity change the form without changing the value.
Technique 16 / 18
By 5, 50, 500
The trick: Multiply by 10, 100 or 1000 and divide by 2.
Example: 68×50=6800/2=3400.
5n=10n/2; 50n=100n/2; 500n=1000n/2
Why does it work?
Each is half a power of ten.
Technique 17 / 18
By 9, 19, 29, 39…
The trick: Multiply by the next multiple of ten, then subtract the number.
Example: 47×19=47×20−47=893.
n(10k−1)=10kn−n
Why does it work?
9, 19, 29 and 39 are each one below a round multiple of ten.
Technique 18 / 18
Choosing a strategy
The trick: Recognize the structure before calculating. Several methods can work.
Example: 48×52 favors squares; 25×48 favors doubling and halving.
same product, different representations
Why does it work?
A convenient method reduces mental steps; the best choice also depends on the person doing the calculation.